Forfeiture is the beginning of the foreclosure process. If your property is in forfeiture, you still have 13 months before it will be foreclosed. However, the interest and fees will be higher. When a property is forfeited, the interest rate goes from 1% per month to 1.5% per month, back to the date the taxes became delinquent. Fees of at least $285 are added in the forfeiture and foreclosure process. A notice of forfeiture is recorded with the Register of Deeds.